Legal Document

Terms of Service

These Terms of Service govern your access to and use of the JNA Resource Advisory website and describe the terms under which we provide professional consulting services.

Effective Date March 19, 2026
Last Updated March 19, 2026
Governing Law State of Arizona, USA

Please read these Terms of Service carefully before using the JNA Resource Advisory website (www.jnaresourceadvisory.com) or engaging our professional consulting services. By accessing the website or submitting an enquiry, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website. These Terms do not constitute a consulting agreement. The terms of any professional engagement are governed solely by the written Consulting Agreement executed between JNA Resource Advisory, LLC and the client.

Contents
  1. Acceptance of Terms
  2. About JNA Resource Advisory
  3. Website Use
  4. Intellectual Property
  5. Enquiries and Pre-Engagement Communications
  6. Professional Services — General Terms
  7. Qualified Person Independence and Limitations
  8. No Financial or Investment Advice
  9. Confidentiality
  10. Disclaimers and Limitation of Liability
  11. Indemnification
  12. Third-Party Links and Services
  13. Governing Law and Dispute Resolution
  14. Changes to These Terms
  15. Contact Information

1. Acceptance of Terms

By accessing or using the website located at www.jnaresourceadvisory.com (the "Site"), you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference. These Terms apply to all visitors, enquirers, and users of the Site.

If you are accessing the Site on behalf of a company or organization, you represent and warrant that you have authority to bind that entity to these Terms, and "you" refers to both you individually and that entity.

These Terms do not govern the provision of professional consulting services, which are exclusively governed by written Consulting Agreements executed between JNA Resource Advisory, LLC and clients on a project-by-project basis.

2. About JNA Resource Advisory

JNA Resource Advisory, LLC ("JNA," "we," "us," or "our") is a professional geological consulting firm registered in the State of Arizona, USA. The firm is operated by James N. Adu, CPG, RM(SME), a Certified Professional Geologist and Registered Member of the Society for Mining, Metallurgy & Exploration, credentialed as a Qualified Person under NI 43-101 (Canada), SK-1300 (USA/SEC), and JORC 2012 (Australasia).

Our services are directed exclusively to businesses, investment firms, law firms, and professional organizations operating in the mining, resources, and financial sectors. We do not provide services to individual retail investors or members of the general public in a personal capacity.

3. Website Use

3.1 Permitted Use

You may use the Site for lawful purposes only. Permitted uses include:

3.2 Prohibited Use

You agree not to use the Site to:

3.3 Site Availability

We make reasonable efforts to keep the Site available and operational. However, we do not guarantee uninterrupted access. The Site may be unavailable due to maintenance, technical issues, or circumstances beyond our control. We reserve the right to modify, suspend, or discontinue the Site at any time without notice or liability.

4. Intellectual Property

4.1 Ownership

All content on the Site — including but not limited to the JNA Resource Advisory name, logo, brand mark, tagline ("Where Geology Meets Capital"), text, design elements, color schemes, graphics, and layout — is the exclusive property of JNA Resource Advisory, LLC or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and view the Site for your personal, non-commercial use in evaluating our services. This license does not include the right to:

4.3 Technical Reports and Deliverables

All technical reports, resource estimates, due diligence memoranda, geological models, and other deliverables produced by JNA Resource Advisory under a Consulting Agreement remain the intellectual property of JNA Resource Advisory, LLC unless otherwise specified in the applicable Consulting Agreement. Clients receive a license to use deliverables as specified in their Consulting Agreement. The QP certificate and professional opinion are the exclusive intellectual property of the certifying Qualified Person and may not be reproduced without attribution.

4.4 Trademarks

The JNA Resource Advisory name, logo, and "Where Geology Meets Capital" tagline are proprietary identifiers of JNA Resource Advisory, LLC. Nothing in these Terms grants you any right to use our trademarks, trade names, or service marks.

5. Enquiries and Pre-Engagement Communications

5.1 No Engagement Created

Submitting an enquiry through the Site's contact form, sending an email, or making a telephone call to JNA Resource Advisory does not create a consulting relationship, a professional obligation, or any contractual duty on the part of JNA Resource Advisory. A professional engagement is only created when both parties have executed a written Consulting Agreement.

5.2 No Attorney-Client Privilege

JNA Resource Advisory is a geological consulting firm, not a law firm. Communications with JNA Resource Advisory are not protected by attorney-client privilege. Do not send confidential proprietary information through the contact form or in initial emails without first executing a Non-Disclosure Agreement.

5.3 Non-Disclosure

JNA Resource Advisory treats all project enquiries with discretion and will not disclose the details of your enquiry to third parties except as described in our Privacy Policy. For formal protection of confidential project information, we will execute a mutual Non-Disclosure Agreement upon request before you share any proprietary data.

5.4 Response Time

We aim to acknowledge all enquiries within one business day. Response times may vary during peak filing seasons (typically Q1 and Q3) or during active site visit assignments. We do not guarantee availability or the ability to accept new engagements at any given time.

6. Professional Services — General Terms

The following provisions apply to professional consulting services provided by JNA Resource Advisory. They summarize general principles; the full terms of any engagement are set out in the executed Consulting Agreement.

6.1 Scope of Work

All consulting services are performed under a written Consulting Agreement that defines the scope of work, deliverables, timeline, fees, and payment schedule. JNA Resource Advisory will not commence substantive work on any engagement without a fully executed Consulting Agreement and receipt of the required deposit payment.

6.2 Payment Terms

Standard payment terms are:

Day-rate work is invoiced weekly with Net-15 terms. Retainer arrangements are invoiced monthly in advance.

6.3 Expenses

Travel, accommodation, laboratory fees, data acquisition costs, and other out-of-pocket expenses incurred in the performance of consulting services are billed to the client at cost plus a 15% handling fee, unless otherwise agreed in the Consulting Agreement. Site visit costs are estimated in the proposal and confirmed before travel is booked.

6.4 Late Payment

Invoices not paid within the agreed payment period accrue interest at 1.5% per month (18% per annum). JNA Resource Advisory reserves the right to suspend work on any engagement where payment is more than 14 days overdue.

6.5 Termination

Either party may terminate a consulting engagement with 14 days' written notice. Upon termination, JNA Resource Advisory is entitled to payment for all work completed to the date of termination, plus reasonable demobilization costs. Any deposit amounts for work not yet commenced are refundable.

7. Qualified Person Independence and Limitations

7.1 Independence Obligation

As a Qualified Person under NI 43-101, SK-1300, and JORC 2012, JNA Resource Advisory and its principal are subject to strict professional independence requirements. We cannot accept or retain an engagement where:

Before accepting any engagement, JNA Resource Advisory will conduct an independence review. If a conflict is identified, we will disclose it and, where it is material, decline the engagement.

7.2 Scope of QP Opinion

A Qualified Person's opinion is a professional technical judgment based on the data available and reviewed at the time of the engagement. QP certifications and technical reports:

7.3 Reliance

Technical reports and QP certifications prepared by JNA Resource Advisory are prepared for the specific purpose and audience stated in the applicable Consulting Agreement. Reliance on these documents by parties other than the intended recipient(s) is at the sole risk of the relying party. JNA Resource Advisory accepts no liability to any party other than the direct client for whose benefit the report was prepared, except as required by applicable securities law.

8. No Financial or Investment Advice

Important: JNA Resource Advisory is a geological and technical consulting firm. We are not licensed financial advisors, investment dealers, broker-dealers, or securities professionals. Nothing on this website or in any JNA deliverable constitutes financial advice, investment advice, or a recommendation to buy, sell, or hold any security or financial instrument.

While JNA Resource Advisory's principal holds an Executive MBA with a Finance specialization and incorporates financial analysis (DCF modeling, NPV/IRR) into certain consulting deliverables, this work is performed as a technical adjunct to geological services for the purpose of project evaluation — not as financial advisory services regulated under applicable securities or financial services laws.

All financial modeling included in JNA deliverables is provided for informational and scoping purposes only. Investment decisions should be made in consultation with qualified financial advisors, investment bankers, and legal counsel. JNA Resource Advisory is not responsible for investment decisions made on the basis of its technical reports or financial modeling outputs.

9. Confidentiality

9.1 Client Confidential Information

JNA Resource Advisory treats all client project information — including geological data, drill results, resource estimates, financial projections, business strategies, and commercial terms — as strictly confidential. We will not disclose such information to any third party except:

Formal confidentiality obligations for specific engagements are set out in the executed Consulting Agreement and/or a separate Non-Disclosure Agreement.

9.2 JNA Proprietary Information

Information shared by JNA Resource Advisory in proposals, methodology documents, rate cards, and internal procedures is proprietary. You agree not to share, reproduce, or use such information for any purpose other than evaluating a potential engagement with JNA Resource Advisory.

10. Disclaimers and Limitation of Liability

10.1 Website Disclaimer

The Site and all content on it is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, express or implied. JNA Resource Advisory expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be error-free, uninterrupted, or free of viruses or other harmful components.

10.2 Information Accuracy

While we make reasonable efforts to ensure the accuracy of information on the Site, we do not warrant that all content is current, complete, or accurate. Information about fees, timelines, and service scope on the Site is indicative only; final terms are determined in the Consulting Agreement.

10.3 Limitation of Liability

To the fullest extent permitted by applicable law, JNA Resource Advisory, LLC and its principal shall not be liable for any:

In no event shall our total liability to any party for any cause whatsoever, regardless of the form of the action, exceed the greater of: (a) the fees actually paid by the claimant to JNA Resource Advisory in the 12 months preceding the claim; or (b) USD $500.

Liability to direct consulting clients under executed Consulting Agreements is governed solely by the terms of those agreements, which incorporate professional liability insurance coverage maintained by JNA Resource Advisory.

10.4 Professional Standards Compliance

JNA Resource Advisory's liability for QP certifications and technical reports prepared under NI 43-101, SK-1300, or JORC is governed by the applicable reporting standards, relevant securities legislation, and the terms of the executed Consulting Agreement. Nothing in these Terms of Service limits obligations imposed by applicable professional or regulatory standards.

11. Indemnification

You agree to indemnify, defend, and hold harmless JNA Resource Advisory, LLC and its principal from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

12. Third-Party Links and Services

The Site may contain links to third-party websites including professional organization directories (AIPG, SME, CIM), LinkedIn, and industry publications. These links are provided for informational convenience only. JNA Resource Advisory does not control, endorse, or take responsibility for the content, privacy practices, or terms of any third-party website.

Your interactions with third-party websites are governed by those sites' own terms and privacy policies. JNA Resource Advisory is not a party to, and has no responsibility for, any transactions or communications you have with third parties.

The website uses Google Fonts for typography. By using the Site, you acknowledge that font files may be loaded from Google's servers. This interaction is governed by Google's Terms of Service.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms of Service and any dispute arising from your use of the Site or from the relationship between you and JNA Resource Advisory (except as governed by a Consulting Agreement) shall be governed by and construed in accordance with the laws of the State of Arizona, USA, without regard to its conflict-of-laws provisions.

13.2 Jurisdiction

Any legal proceedings arising out of or related to these Terms (other than disputes governed by an executed Consulting Agreement) shall be brought exclusively in the state or federal courts located in Maricopa County or Gila County, Arizona, USA. You hereby consent to the personal jurisdiction of these courts.

13.3 Dispute Resolution

Before initiating any legal proceedings, you agree to first contact JNA Resource Advisory in writing at info@jnaresourceadvisory.com to attempt to resolve the dispute informally. We will respond within 14 business days. If the dispute is not resolved within 60 days of the initial written notice, either party may pursue formal legal remedies.

13.4 Disputes Regarding Professional Services

Disputes arising from professional consulting engagements — including QP certifications, technical reports, and deliverables — are governed exclusively by the dispute resolution provisions in the applicable Consulting Agreement, which may include mandatory mediation or arbitration.

14. Changes to These Terms

JNA Resource Advisory reserves the right to modify these Terms of Service at any time. We will notify you of material changes by:

Your continued use of the Site after any modifications to these Terms constitutes your acceptance of the updated Terms. If you do not agree with any changes, you should immediately discontinue use of the Site. Changes to Terms do not retroactively alter the terms of any executed Consulting Agreement unless both parties agree in writing.

15. Contact Information

If you have questions about these Terms of Service, wish to report a potential violation, or need to exercise any rights described in these Terms, please contact us:

JNA Resource Advisory, LLC
Attn: Legal & Compliance
Globe, Arizona 85501, USA

Email: info@jnaresourceadvisory.com
Phone: +1-520-419-5802
Website: www.jnaresourceadvisory.com

These Terms of Service were last reviewed and approved by JNA Resource Advisory, LLC on March 19, 2026.

Note: These Terms of Service are provided in good faith for general informational and operational purposes. They do not constitute legal advice. JNA Resource Advisory recommends that all clients and prospective clients consult qualified legal counsel regarding the interpretation and application of these Terms, applicable mining law, and securities regulations relevant to their specific circumstances.